The chill of winter is finally fading, and we can look forward to sunnier days. However, warmer weather brings a range of seasonal expenses, from garden projects and weddings to weekends away.
JustMoney.co.za, a platform that helps South Africans make good money choices, has compiled a seasonal expenses checklist to help you manage your budget as summer comes around.
- Garden and home projects
Springtime is ideal for sprucing up your garden and tackling overdue home repairs. Before you dive into a new project, examine your budget and set clear spending limits. Whether it’s new plants, outdoor furniture, or home maintenance, assess your goals and shop smartly. Look out for spring sales to save on materials and equipment.
Tip: Prioritise necessary repairs over aesthetic upgrades. Do some tasks yourself to cut costs.
- Long weekends and mini-breaks
Warmer months are conducive to weekends away – but spontaneous travel plans can be budget busters. If you’re considering a trip, compare travel quotes and look out for discounts.
Tip: Set up a mini-break fund. This way, you can enjoy getaways without dipping into essential savings or getting into debt.
- Wardrobe updates
A new season often calls for a wardrobe update, but clothes shopping can come with a hefty price tag. Decide what you really need, and stick to a budget. Take advantage of end-of-season winter sales to grab great deals on versatile pieces.
Tip: Swap clothes with friends or shop second-hand to refresh your look without overspending.
- Outdoor socialising
Whether you’re planning a braai, picnic, or outdoor party, costs add up. Consider how often you’ll entertain and stick to your limits. Save by cooking at home instead of eating out.
Tip: Bring-and-braais are an excellent way to curb spending while enjoying friends’ company.
- Health and wellness
Spring is a great time to start an exercise plan. Gym memberships and classes can be expensive, so consider walking, hiking, or cycling as alternatives. Outside is free!
Tip: Take advantage of community events, from yoga in the park to charity fun runs.
- Electricity use
As temperatures rise, many households rely on air conditioning to stay cool. This can lead to a noticeable spike in electricity bills. Use energy-efficient appliances with programmable thermostats.
Tip: Keep curtains and blinds closed during the hottest time of day to keep temperatures down.
- Garden upkeep
Gardens and lawns need more water as it gets warmer, which usually means higher water bills. Water plants early in the morning or late in the evening to minimise evaporation. Use water-saving systems such as rainwater tanks and drip irrigation. Reuse grey water from laundry and showers.
Tip: Choose drought-resistant plants.
- Pool maintenance
Swimming pool pumps use a significant amount of electricity, while water evaporation means frequent refills. Use a pool cover to prevent evaporation and keep debris out. Reduce pump operating times and ensure pool water chemistry is balanced.
Tip: Check for municipal rebates or incentives if you’re considering significant energy-saving upgrades, such as solar panels. City of Cape Town customers can earn credits on their electricity bills for feeding excess electricity back into the grid.
- Wedding season
Attending a wedding can be expensive, from travel and accommodation to gifts and clothing. Look for ways to save money, such as carpooling with other guests, and staying with family or friends instead of booking accommodation. Give a thoughtful, handcrafted gift instead of something pricey.
Tip: Re-wear or borrow a wedding outfit rather than buying something new.
- Allergy medications
Spring brings more pollen and allergens, so you may need to budget for allergy medications or treatment.
Tip: Choose generic brands instead of brand-name drugs.
“The shift in seasons is the perfect time to give your home and finances a fresh start,” says JustMoney operations manager Sarah Nicholson. “From making the most of items you already own, to cutting back on non-essential spending, there are many ways to keep your budget on track. Plan now to make the most of the warmer weather.”
